Investment Management and Research

Nandi has been in the Financial Services Industry since 2005 and received the certification of Chartered Financial Consultant (ChFC®) in 2012 from The American College.

He has been Awarded the title of “Five Star Wealth Manager” by San Diego Magazine in the February Issue of 2008,2009, and 2010. This is an independent survey of client satisfaction and the top 7% of managers in San Diego are given the title.

Nandi gained experience working at companies like Northwestern Mutual and Mass Mutual early in his career and in 2012 decided to switch over to the fee-based model of planning in order to better serve their past and future clients. This means:

  • By offering their expertise for a fee it means they can meet with clients as frequently as they want without him having to sell any to products to justify their time spent on planning.
  • While working under Broker/Dealers, he was restricted as to the type of advice they could give and the products they could discuss:  knowing that this didn’t serve the best interest of the client they became a Registered Investment Adviser with the State of California in 2013.
  • Nandi maintains their Insurance license so that they can service his existing clients, receive residual income, and earn commissions should client’s want to purchase insurance through them as a broker.
  • Nandi typically charges $100 an hour and clients are free to purchase their products from any person or company they choose.

Fees:

1% Annual (0.25% quarterly) Asset Administration Fee-
KC offers an administration fee of 1% annually separate from hourly fees. This is billed as 0.25% percent of the assets KC has the ability to trade and bill on behalf of the client as documented on the Fee Calculation Dates (FCD)  the last Calendar Days of March, June, September, and December.   This is not a WRAP fee as conventionally understood because KC does not trade without the direction of the client.

Full Disclosures and required forms below:

Client Engagement Agreement

These are required disclosures: ADV Form 2A&B & Koci Consulting Code of Ethics

ITP Questionaire (For new Clients)

Want to Book a meeting?

To check my Calendar &/or schedule a meeting go to: https://doodle.com/nandi-pathefinder

I prefer 1 hour meetings starting at 10:30, 12:30, 14:00, 15:30, & 17:00 PST (UTC -8)